Oh man… I wish I could have been there too but well, it’s like hours of flight away…

Talk about late party plans, it’s like 2 weeks late! She hasn’t even uploaded all the photos of the party itself. What a lazy bum she is.

This is the only photo in the gallery at the moment, that girl looks cute (the one sitting down).

The most common cause of incurring “bad credit” is the inability to control the usage of your credit cards!

It’s so easy to just swap and swap, but sometimes you simply forget that at the end of the day, the bill still comes to your door step.

This is why, everyday the number of consumers in the United States incurring “bad credit” increases.

Fortunately, sites such as:

BadCreditOffers.com - A free consumer resource dedicated to helping those with a less-than-perfect credit rating. Our expert staff continuously monitors the credit marketplace to bring consumers the best “bad credit” offers available, and we compile each day’s top offers right here at BadCreditOffers.com. Our goal is to provide consumers with the knowledge and resources necessary to help them find the best credit offer to fit their needs, regardless of a bad credit history.

Are created to assist these individuals.

Humans are such judgmental creatures (I am too). We simply put too much attention to what is not needed. A good example of such would be the whole “section 377a” issue (my buddy was telling me about it the other day).

I was reading her new B.F.F’s blog and get this, she is fighting a battle that “she” isn’t exactly involved in. You say you do not discriminate and that you actually like the so-to-say “Gays“. If there isn’t a discrimination why in the first place sector then out?

Isn’t true acceptance not actually minding or filtering out ones’ sexual preference?

Whatever sexual preference you might have, it’s your choice, you’re still just another individual to me. Why make such a big commotion about something that you actually aren’t against?

Wouldn’t actually bring so much attention towards this particular “group” of individual actually making it as though you’re saying their different from the rest of us?

I just don’t get it.

With a somewhat stable income and a clear credit record, it’s probably as easy as 123 to get cheap mortgages and/or loans. From companies like:

NationsFinance.co.uk - A trading style of JK Online Media Ltd. They offer tables for easy comparison of popular finance products such as personal loans, credit cards, insurance and banking.

However, humans being humans are ironic creatures. They tend to destroy what they have. And end up suffering the after effects of it. What I’m saying is that if you didn’t manage the financial means properly, you end up suffering bad credit, and hell, you’d feel down…

Just because you have blemishes in your past doesn’t mean you are not trustworthy now. What has changed though, is you might have to jump through a few more hoops. Or you might find that you pay a higher interest rate for mortgages and loans than someone with a good credit rating.

For those of you who are at the end of your current mortgage term and need to remortgage, you have a better outlook. The thing is your lender has already lent you the money, so chances are they will do it again. Just be honest and you shouldn’t really have any problems.

But of course, now you’d probably have to pay a higher interest rate compared to what you used to, but with good behavior (making your payments on time) chances are you will be treated like other customers. Thus, bad credit remortgages isn’t the end of the world, it’s just slightly under privileged as compared to the goody-two-shoes.

So keep your head up, keep making your payments, and life with bad credit won’t seem so bad! Plus, with good behavior, it won’t actually last forever.

I can’t believe I’m finding time to blog about irrelevant stuff such as what I’m about to. It’s quite amazing how I’m able to manage my time like this.

*Pat on the back*

I’m cutting to the chase. My buddy has been busy and haven’t been doing much unpaid designs in the recent couple of weeks (more like months to be exact). So, out of the blue (I’m assuming she’s in a good mood) she made a fairly lookable one:

Overall it wasn’t too bad. I like the image and the idea of having it in a dry brush-ed effect but the additional brushes didn’t sell too well to me. She could have done better, like many have already commented.

Nonetheless, if you want to use this for your blog you can go Blogskins.com to download it.

P/s: Rate if you can.

The count down to Xmas has began…

In roughly 2 months time, it’d be Xmas and this year it will definitely be a BLAST! I’m sure about it! Family, friends, and especially PRESENTS! This is MY favorite season of the year!

I’m starting my shopping list and the first on my list is Canon 40D - the camera of my dreams?

I’m a Internet-oriented person, thus, I do my research before I do my purchase. And one of my favorites places to get the best coupons deal is none other then CouponChief.com.

CouponChief.com is a wholly owned subsidiary of Coupon Chief, Inc. Here at Coupon Chief, we strive to provide a one stop coupon deal and discount resource for our Web site visitors. Our focus on customer support and providing up to date coupon codes and promotional deals and discounts is unparalleled in the online shopping e-commerce industry.

I’ve been looking around and currently, only J&R Computer deals has the right deal for my Canon 40D. Another eye catcher is PC Connection coupons. For a minute there, I thought it was linked to the PC Connection in Singapore (a shop my friend does some of her gadget shopping at), but apparently it isn’t. Oh well, still worth going through nonetheless.

So… Have you started your shopping yet?

Having only 24 hours a day is really insufficient, it’s passing by so quickly… I can’t seem to finish my stuff even though I start at 9 - 10am in the morning and stop at 3 - 4am at night (or rather the next morning). I’m bearly sleeping 6 hours a day, and having to run around all day, rushing for classes and stuff, sleep is like god damn important to me!

The most ironic thing of all is… I’m still late on my assignment and I hardly have the time to communicate with my Empress or my buddy. Come to think of it, apart from writing in my blog about my buddy’s birthday, I haven’t actually wished her happy birthday yet!

She is so… GONNA KILL ME! And we were suppose to fly over to spend the weekend with her. Seems plans are to be postponed. Geez. I desperately need… A BREAK!

One birthday is over, now another is coming.

Birthdays can be such torment. Especially when the friend is a guy! - I am NOT kidding with you!

Girls are easy, buy them something cute and they’ll be pleased. Guys… What can I say, it’s difficult. The wrong gift can really ruin the friendship and my own reputation. And when it comes to Jason, gifts for him can be such a pain!

CarGuyGarage.com carries over 1,000 products to make the garage another room in your house!

I wonder if anything here would actually suit Jason’s likings?

- This post is sponsored.

It’s been quite some time since I’ve last updated my blog and today I would like to dedicated this entry to my good buddy!

She is the worst kinda girl *space* friend you can ever have.

Happy birthday to you.
Happy birthday to you.
Happy birthday to Princess!
Happy birthday to you!

Wishing you a happy 23rd birthday!